Important : Loans originated, booked and serviced by Aditya Birla Housing Finance Limited and all loans at the sole discretion of Aditya Birla Housing Finance Limited.

Whistle Blower Policy

Preamble
 
The Aditya Birla Group Values of Integrity, Commitment, Passion, Seamlessness, and Speed are the foundation for all our actions and for the decisions we take. They set standards for the organization and for employee conduct. Being a part of Aditya Birla Group, Aditya Birla Financial Services Group (ABFSG) is fully committed towards implementing the above mentioned values and the obligations which are prescribed under ABMC 769 (available on www.adityadisha.com).

This policy lists down broadly the identifiable and non-negotiable set of actions/behavior applicable to all employees across Aditya Birla Financial Services Group (ABFSG). It provides direction and explains how to report violations/ potential violations of the values and/or the ABFSG Code of Conduct and the process of grievance redressal.

Each employee of ABFSG shall commit to the Code of Conduct on joining and at periodicintervals by signing a copy, which shall be maintained in his/her personal file. All employees of ABFSG must practice honesty and integrity in their respective functions and comply with all applicable policies, procedures, laws and regulations in letter and spirit.
 
Purpose of this Policy
 
  1. To encourage the employees and directors to report unethical behaviours, malpractices, wrongful conduct, fraud, violation of the company's policies & values, violation of law by any employee of ABFSG without any fear of retaliation. Any employee or party who in good faith reports such behaviors, malpractices will be called as Whistle Blowers.
  2. To build and strengthen a culture of transparency and trust within the organization.
  3. The policy provides an environment that promotes responsible and protects whistle blowing. It reminds Employees and Directors about their duty to report any suspected violation of any law that applies to the Group and any suspected violation of the Group Values or the ABFSG Code of Conduct.
  4. Above all, it is a dynamic source of information about what may be going wrong at various levels within ABFSG, which will help ABFSG in realigning various processes and to take corrective actions as part of good governance practice.
 
Objective
 
This policy seeks the support of ABFSG employees and directors to be whistle blowers by reporting significant deviations from key management policies and report any non-compliance and wrong practices, e.g. unethical behavior, fraud, violation of law, etc.
 
Applicability
 
This policy applies to all employees of ABFSG (including outsourced, temporary and on contract personnel)*, (hereinafter referred to as 'Whistle Blower').

This policy supersedes any other local & company level whistle blower policy that exists. This policy shall be applicable to all offices of ABFSG, all sub units and places where business is conducted/transacted/discussed, which includes but is not limited to offices, branches, hotels, guest houses and conference halls.
 
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