Important : Loans originated, booked and serviced by Aditya Birla Housing Finance Limited and all loans at the sole discretion of Aditya Birla Housing Finance Limited.

Website User Agreement

4. Refunds and charge back
  1. Subject the sub- clause below, if any amount is payable by the User to ABHFL by way for any services offered by ABHFL or otherwise at any given point in time, in the event a request made by the User is not a valid request, or if it is rejected by ABHFL for any reasons whatsoever, the User agrees to pay to ABHFL processing charges and ABHFL shall refund such amounts as may be decided by ABHFL in its sole discretion from time to time
  2. Any refund or charge back shall be made in accordance with the terms and conditions of the relevant service provider providing the payment gateway and other related services.
5. Links to third party sites
  1. The Website may contain links to other Websites or may contain features of any nature of other Websites on the Website ("Linked Sites"). The Linked Sites are not under the control of ABHFL or the Website and ABHFL is not responsible for the contents of any Linked Site, including without limitation any link or advertisement contained in a Linked Site, or any changes or updates to a Linked Site. ABHFL is not responsible for any form of transmission, whatsoever, received by the User from any Linked Site. ABHFL is providing these links to the User only as a convenience, and the inclusion of any link does not imply endorsement of any nature by ABHFL or the Website of the Linked Sites or any association with its operators or owners including the legal heirs or assigns thereof.
  2. ABHFL is not responsible for any errors, inclusions, omissions or representations on any Linked Site, or on any link contained in a Linked Site. ABHFL does not endorse any advertiser on any Linked Site or on any link contained in a Linked Site, in any manner. The User is requested to verify the accuracy of all information on his own before undertaking any reliance on such information.
6. Use of communication services
  1. The Website may contain services such as email, chat, bulletin board services, news groups, forums, communities, personal web pages, calendars, and/or other message (hereinafter collectively referred to as "Communication Services"). The User agrees and undertakes to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, the User agrees and undertakes that when using a Communication Service, the User will not:
    1. Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights of others;Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information;
    2. Upload files that contain software or other material protected by intellectual property laws unless the User owns or controls the rights thereto or has received all necessary consents;
    3. Upload or distribute files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of the Website or another's computer;
      1. Conduct or forward surveys, contests, pyramid schemes or chain letters;
      2. Download any file posted by another user of a Communication Service that the User knows, or reasonably should know, cannot be legally distributed in such manner;
      3. Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded;
      4. Violate any code of conduct or other guidelines, which may be applicable for or to any particular Communication Service;
      5. Violate any applicable laws or regulations for the time being in force in or outside India; and
      6. Violate any of the terms and conditions of this Agreement or any other terms and conditions for the use of the Website contained elsewhere herein.
  2. ABHFL will review materials posted through Communication Service and shall remove any materials in its sole discretion. The ABHFL reserves the right to terminate the User's access to any or all of the Communication Services at any time without notice for any reason whatsoever.
  3. The ABHFL reserves the right at all times to disclose any information as is necessary to satisfy or comply with any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in ABHFL's sole discretion.
  4. ABHFL does not control or endorse the content, messages or information found in any Communication Service and, therefore, ABHFL specifically disclaims any liability or responsibility whatsoever with regard to the Communication Services and any actions resulting from the User's participation in any Communication Service.
  5. When User registers with the Website, User consents that ABHFL or any of its partners/ affiliate/ group companies or third party service providers may contact User from time to time to provide the offers/ information of such products/ services that they believe may benefit User.
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